Forbearance
If you are having difficulties repaying your loan, you may be eligible for a forbearance. A forbearance is an arrangement made at the discretion of your lender/servicer that allows you to either:
- postpone your monthly payment, or
- make smaller payments for a specified amount of time
Interest will continue to accrue during the forbearance and may either be paid during the forbearance or added on to your loan balance (this is known as capitalization).
To discuss this option further, contact either your lender/servicer or an ECMC representative. If you do not know who your lender/servicer is, contact an ECMC representative at 888.295.1121.
Forbearance Form - Download 
