Forms — in default
Loan discharge
Closed School Application for Discharge form and instructions - Download
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To request a discharge of a student loan(s) due to a school closing.
False Certification of Ability to Benefit form and instructions - Download ![]()
To request a discharge of a student loan(s) if a school admitted the
student on the basis of their ability to benefit from its training, even
though the student did not meet applicable requirements for admission.
False Certification (Disqualifying Status) form and instructions - Download
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To request a discharge if a school admitted the student and they were
unable to meet the legal requirements for employment in their state of
residence in the occupation in which the program of study was intended
because of age (upon completion of training), a physical or mental condition,
or a criminal record.
Unauthorized Signature/Unauthorized Payment form and instructions - Download ![]()
To request a discharge If the school without the borrowers authorization,
signed the borrowers name on the promissory note.
Physician's Certification of Borrower's Total and Permanent Disability form and instructions - Download ![]()
To request a discharge of a student loan(s) due to a borrower's total
and permanent disability.
Unpaid Refund Discharge form and instructions - Download
To request discharge of an unpaid refund.
Spouses and Parents of September 11, 2001 Victims form and instructions - Download ![]()
To request a discharge of the outstanding balance of certain Perkins, FFEL, and Direct Loan Program loan(s) for survivors of eligible public servants and other eligible victims of the September 11, 2001 terrorist attacks. (certain restrictions apply)
Mail completed forms to: ECMC, P.O. Box 75906, St. Paul, MN 55175.
Teacher loan forgiveness
Teacher Loan Forgiveness Application Download ![]()
Teacher Loan Forgiveness Forbearance Form Download ![]()
Borrower's Authorization to Release or Disclose Information - Download ![]()
To allow ECMC to respond to requests for information, whether in writing
or on the telephone, by any person other than the borrower (including attorneys).
Mail completed forms to: ECMC, P.O. Box 75906, St. Paul, MN 55175.
