ECMC

Forms — repaying your loan

Deferment
If you are unsure which deferment form to use, visit our deferment page.

In-school Deferment (SCH) - Download Download Adobe Acrobat Here
Education Related Deferment (EDU) - Download Download Adobe Acrobat Here
Public Service Deferment (PUB) - Download Download Adobe Acrobat Here
Unemployment Deferment (UNEM) - Download Download Adobe Acrobat Here
Temporary Total Disability Deferment (TDIS) - Download Download Adobe Acrobat Here
Parental Leave/Working Mother Deferment (PLWM) - Download Download Adobe Acrobat Here
Economic Hardship Deferment (HRD) - Download Download Adobe Acrobat Here
PLUS Borrower with Dependent Student Deferment (PLUS) - Download Download Adobe Acrobat Here

Forbearance form and instructions - Download Download Adobe Acrobat Here
To postpone monthly payments or make smaller payments than previously scheduled for a specified period of time

Loan discharge Closed School Application for Discharge form and instructions - Download Download Adobe Acrobat Here
For discharge of a student loan(s) due to a school closing

False Certification of Ability to Benefit form and instructions - Download Download Adobe Acrobat Here
To request a discharge of a student loan(s) if a school admitted the student on the basis of their ability to benefit from its training, even though the student did not meet applicable requirements for admission

False Certification (Disqualifying Status) form and instructions - Download Download Adobe Acrobat Here
To request a discharge if a school admitted the student and they were unable to meet the legal requirements for employment in their state of residence in the occupation in which the program of study was intended because of age (upon completion of training), a physical or mental condition, or a criminal record

Unauthorized Signature/Unauthorized Payment form and instructions - Download Download Adobe Acrobat Here
To request a discharge if the school without the borrowers authorization, signed the borrowers name on the promissory note

Physician's Certification of Borrower's Total and Permanent Disability form and instructions - Download Download Adobe Acrobat Here
To request a discharge of a student loan(s) due to a borrower's total and permanent disability

Unpaid Refund Discharge form and instructions - Download Download Adobe Acrobat Here
To request discharge of an unpaid refund

Spouses and Parents of September 11, 2001 Victims form and instructions - Download  Download Adobe Acrobat Here
To request a discharge of the outstanding balance of certain Perkins, FFEL, and Direct Loan Program loan(s) for survivors of eligible public servants and other eligible victims of the September 11, 2001 terrorist attacks. (certain restrictions apply)

Mail completed forms to: ECMC, P.O. Box 75906, St. Paul, MN 55175

Teacher loan forgiveness

Teacher Loan Forgiveness Application - Download Download Adobe Acrobat Here
Teacher Loan Forgiveness Forbearance Form - Download Download Adobe Acrobat Here

Borrower's Authorization to Release or Disclose Information - Download Download Adobe Acrobat Here
To allow ECMC to respond to requests for information, whether in writing or on the telephone, by any person other than the borrower (including attorneys)

Mail completed forms to: ECMC, P.O. Box 75906, St. Paul, MN 55175